Environmental Excess Liability & Contractors Pollution Liability

Environmental excess liability provides an additional layer of protection above an eligible underlying environmental liability policy. We provide capacity over eligible underlying pollution, professional, and general liability policies, as well as commercial auto and employers liability.

• Follow form excess
• Capacity up to $5M (increasing to $10M soon) for qualified risks
• Minimum premium $2,500 (before taxes and fees)
• Quota share options available

Target classes include a variety of environmental and alternative energy contractors, consultants, and manufacturers.

Contractors pollution liability coverage helps to protect eligible contractors against third-party claims resulting from environmental pollution conditions caused by their operations.

• Transportation pollution liability coverage available
• Non-owned disposal site coverage available
• Catastrophe management & emergency response cost available
• Mitigation expense coverage available

Target classes include a variety of contractors including, but not limited to trade, environmental, and multidisciplinary.

The environmental combined liability package helps to protect eligible environmental contractors and consultants by combining one or more coverage parts. Packages may be customized to include general liability (occurrence or claims-made), contractors pollution liability (occurrence or claims-made), professional liability (claims-made), products pollution liability (claims-made), and site pollution liability (claims-made).

Professional liability coverage helps to protect eligible environmental professionals against third-party claims resulting from errors and omissions arising from their consulting or engineering operations.

Target classes include, but are not limited to:

• Environmental drilling
• Environmental consultants
• Remediation, abatement consultants
• Mixed discipline consultants
• Environmental engineers
• Phase I, II, and III environmental consultants

Site pollution liability helps protect eligible clients that own or operate properties from environmental incidents, such as spills, leaks, or contamination.

Target classes include, but are not limited to:

• Manufacturing
• Industrial
• Treatment and storage facilities
• Waste operators
• Recycling operations
• Innovative technologies
• Cleantech and renewables

Products pollution liability coverage helps protect against pollution-related claims arising from an eligible product after it’s been sold, delivered or installed.

Target classes include, but are not limited to manufacturers or distributors of:

• Chemical related (chemical manufacturers, industrial cleaners, coatings, biofuel)
• Construction related (abrasives, paints, adhesives, coatings)
• Containers & packaging (vessels, tanks, containers, drums, parts)
• Plastics, petroleum, and rubber (plastics, asphalt, tar)
• Specialty (pollution control, remediation systems, equipment and supplies. Machinery and machinery parts, pumps and pumping equipment and manufacturing equipment used in waste treatment, storage or disposal, green products)